These Terms of Use govern the use of the website of H-Messenger. This site is owned and operated by Helveticard SA. By accessing this website and those of its affiliated entities or trademarks, you acknowledge having understood and approved the information that it contains.
The entire website and the affiliated websites are protected by copyright (all rights are reserved). The logos are registered trademarks. The use of the websites do not confer any right over the software, the registered trademarks or any other element of the websites. Any reproduction or use of the websites and of the logos for public or commercial purposes without prior authorization is prohibited.
We take the greatest care regarding the presentation and up-to-date nature of the information on this website. We hereby disclaim liability (including liability towards third parties) for the accuracy, the up-to-date nature and the exhaustiveness of the information and opinions published on the website. Moreover, we disclaims any liability for and does not guarantee the continuity, the lack of defectiveness of the functions of the website, the rectification of any errors and the absence of viruses or other damaging elements on a correspondent website or server.
Any information, indications of performance or other presentations, any link or other information can be modified without notice and without any prior declaration being sent to the user.
We disclaim any liability (including in case of negligence or liability towards third parties) for any losses resulting from direct or indirect damage of any kind whatsoever, linked to the information, indications of performance, sections, links or other data or financial risks on this website.
By clicking on a link on this website, you may be redirected to another website outside the scope of this website. We have not audited the third party sites that are linked to this website and are therefore not liable for their content, specifically in terms of any offers, information and opinions.
E-mails and SMS messages sent via the public networks are not protected and they may be intercepted, read and modified by third parties. In addition to reading the contents of such messages, third parties may be able to identify the sender and the intended recipient of the e-mail or SMS messages and deduce an eventual relationship with us. This risk also affects e-mails and SMS messages used when corresponding with us (such as when using the web pages and the electronic services).
We shall be entitled to send e-mails and SMS messages to the user. Unless there are separate agreements between the parties which specify otherwise, any correspondence and orders sent by e-mail and SMS shall not be binding for security reasons. We shall not be liable for any damage that may result from the use of e-mails and SMS messages or the non-performance of any instructions transmitted by such means.
The user may have to pay transmission costs to their mobile telephony operator. We shall not be liable for these costs.For technical reasons, we are unable to guarantee the effective transmission of e-mails and SMS messages. We hereby disclaims liability for any loss or damage arising from the non-transmission or the late sending of e-mails and SMS messages. These provisions shall also apply to unprotected forms of communication featuring the same mode of operation and comparable risks.
Users of these electronic services are hereby referred to the provisions governing electronic services and the declaration for interested parties, complemented by these legal disclaimers, by which they shall be bound.
Any legal relationship between us and the user which arises from the use of this website shall be governed by Swiss law.